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Santander issues two-week warning for balances under £25,000

Santander has announced interest rates are set to change in less than two weeks

Santander
Santander has announced interest-rates are set to change in less than two weeks(Image: PA)

Santander has confirmed that interest rates will change on April 28th, with it impacting customers with balances of up to £25,000.

Interest rates will be cut from 3 percent to 2.5 percent for customers that have the Santander Edge Up package bank account, which has a monthly fee of £5 per month.


The change in interest rates will take effect for those with in-credit balances under £25,000.

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A spokesperson for Santander told The Sun: "We regularly review rates in light of changing market conditions and offer a range of competitive current and savings accounts.

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"As such from April 28, 2025 we will be reducing the in-credit interest on the Santander Edge Up to 2.5% AER (variable) on balances up to £25,000."

Breaking this down, if an account has a balance of £1,000, its yearly earnings will drop by £5 from £30 to £25.

It comes as global banking chiefs have held private talks to discuss the chaotic financial markets in the wake of President Donald Trump's tariffs.


Bosses from banks including Bank of America, Barclays, Citi and HSBC Holdings held a call on Sunday to discuss the situation, Sky News reports.

Another banking boss that was reportedly on the call was JP Morgan chairman and CEO Jamie Dimon, who warned of the inflationary and recessionary implications of a trade war in his annual shareholder letter on Monday.

The letter read: "I am hoping that after negotiations, the long-term effect will have some positive benefits for the United States.


"My most serious concern is how this will affect America's long-term economic alliances."

In the wake of the tariffs, Chancellor Rachel Reeves reassured UK families that the British government "have your backs."

She said: "I know that this is an anxious time for families who are worried about the cost of living.

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"We have your backs. And British businesses who are worried about what a changing world will mean for them. We have your backs too."

Conservative leader Kemi Badenoch then urged the government to work with other countries, explaining: "What the prime minister needs to do that is tough, is work with other countries where we have trade agreements, collaborating with them - whether it's the EU, the Trans-Pacific Partnership which has got Japan and Mexico, all these countries are feeling the brunt of tariffs."

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